.heading3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: bold;
	color: #003399;
	text-decoration: none;
}
.bacgrnd {
	background-image: url(images/blbkgnd.gif);
}
.subheading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #003399;
}
.hyperlink {
	text-decoration: none;
	color: #336699;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
	font-size: 10pt;


}